Keeping Your Business Moving, Safely Covered.
Your Business Fleet Protection with Giorgio & Kayo
Giorgio & Kayo: Keeping Your Business Moving, Safely Covered.
Your business relies on its wheels, whether it's a single company car or an entire fleet of trucks. If your business owns or uses vehicles on the job, you need specialized protection. Commercial Auto Insurance from Giorgio & Kayo ensures your operations stay on track, no matter what the road brings.
Why Commercial Auto is Non-Negotiable (Not Personal!).
This is crucial! If you or your employees use vehicles for business purposes, a personal auto policy simply won't cover accidents, property damage, or other losses. It leaves you dangerously exposed.
With a Giorgio & Kayo Commercial Auto policy, both you AND your employees are fully covered, protecting your business's financial future from unexpected road incidents.
Comprehensive Coverages for Your Journey:
Our policies offer robust protection, similar to what you'd expect personally, but scaled for your business's unique needs:
Bodily Injury: Covers costs if your vehicle causes injury to others.
Personal Injury Protection (PIP): Helps with medical expenses for you or your passengers.
Property Damage: Covers damage your vehicle causes to others' property.
Comprehensive: Protects your vehicle from non-collision events (theft, vandalism, weather).1
Collision: Covers damage to your vehicle from an accident.
Medical Payments: Provides medical coverage for those injured in your vehicle.2
Rental Car Coverage: Keeps you moving even if your vehicle is in the shop.
And More! We can customize higher liability limits to perfectly match your business's exposure.
Crafting Your Perfect Policy:
Your business is unique, and so should your insurance. We consider key factors to build a policy that fits you perfectly:
Vehicle Types: From sedans to heavy-duty trucks.
Industry & Location: Specific risks vary by your field and where you operate.
Driver Records: Your team's driving history.
Vehicle Usage: How often and for what purpose vehicles are used.
We adjust liability limits to give you increased protection where your business needs it most.
Drive Your Business Forward, Worry-Free!
As a busy business owner, managing vehicles shouldn't be another headache. Let Giorgio & Kayo handle it! Our dedicated team of commercial agents is here for all your servicing needs:
Policy Changes: Quick adjustments as your business evolves.
Vehicle & Driver Management: Seamlessly add or remove vehicles and drivers.
Competitive Rates: We always ensure you have the best coverage at the most competitive price.
Keep your business moving with confidence! Connect with Giorgio & Kayo today for a personalized Commercial Auto solution that truly protects your journey.
Commercial Property Insurance
Types Of Businesses
Your Business, Protecting Your Business Home.
Your business space, tools, and inventory are the heartbeat of your operation. At Giorgio & Kayo, our Commercial Property Insurance safeguards these vital assets, whether you're in a dedicated building or working from home.
Your Assets, Secure & Sound:
We protect your physical world, from the foundation to every item inside:
- The Structure: Your building, office, or workspace.
- Your Essentials: Tools, equipment, inventory, and furniture.
- Personal Property: Your personal items on the premises.
Shielding Against the Unexpected:
Our coverage defends against common threats, ensuring your business recovers quickly:
- Fire, theft, wind, lightning, burst pipes, and vandalism.
- Lost Income: Crucial coverage if damage stops your operations, helping you recover lost earnings.
Smart Protection, Tailored for You:
Rates vary by location, occupancy, and building type. Smart features like alarms can even help lower your cost.Importantly, standard home insurance often falls short for home-based businesses – you need commercial protection.
Ready to Protect Your Investment?
Don't leave your business vulnerable. Connect with Giorgio & Kayo today! We'll review your needs and secure the best coverage for your unique business home.
Giorgio & Kayo: Building Confidence for Contractors.
You build, you fix, you create. Every day, you face unique challenges, from bustling job sites to complex client expectations. At Giorgio & Kayo, we don't just offer insurance; we specialize in protecting the very backbone of your business: your contracting work. We deeply understand your world – the tools, the trades, the trust you build – and offer tailored insurance solutions designed to shield you comprehensively from daily risks and unexpected setbacks.
Your Craft, Our Coverage: Specialized Protection for Diverse Trades.
Whether you're a master of many trades, a versatile handyman, or a highly specialized expert, we've got your back with precise, essential protection. We provide robust coverage designed for:
- Plumbers & Electricians: Covering risks associated with installations, repairs, and potential property damage or injury.
- Paving & Excavation: Protecting against heavy equipment accidents, property damage, and site-related liabilities.
- Landscaping & Lawncare: Addressing risks from equipment operation, property damage, and client injuries on maintained properties.
- Installers (Appliances, Furniture, Equipment): Shielding against damage during transport, installation errors, or client property damage.
- Carpenters & Computer Service/Repair: Covering workmanship issues, accidental damage, and professional errors.
- And many more skilled trades! If your work involves a client's property or professional advice, we have a solution.
Protection That Works As Hard As You Do: Core Benefits.
Don't let unexpected incidents derail your projects, damage your reputation, or drain your finances. Our contractor insurance is meticulously designed to protect you from the financial fallout of various scenarios:
- Accidents on the Job Site: If a client or passerby is injured, or their property is damaged due to your operations, this coverage helps with medical bills, repair costs, and legal defense.
- Property Damage: Covers damage your work might cause to a client's existing property.
- Professional Claims: Addresses claims of negligence, errors, or omissions in the professional services or advice you provide, even if you're not at fault. This includes legal fees and any resulting settlements.
- Tool & Equipment Coverage: Optional protection for your valuable tools and equipment, whether they're on the job site, in transit, or stored.
Smart Coverage, Simple Process: Your Path to Peace of Mind.
Getting the right coverage shouldn't be complicated. We make it easy, transparent, and efficient:
- Expert Risk Review: Our experienced agents will conduct a quick, yet thorough assessment of your specific business activities, identifying all potential risks and exposures unique to your trade.
- Gap Identification: We pinpoint any areas where your current coverage might leave you exposed, ensuring no critical risks are overlooked.
- Customized Solutions: We don't believe in one-size-fits-all. We craft a policy that precisely matches your needs, ensuring you're neither over-insured nor under-protected.
- Competitive Rates: We leverage our relationships with multiple top-rated insurance carriers to shop the market on your behalf, ensuring you get the best value and the most competitive rates available.
Build Your Business, Worry-Free!
Your focus should be on delivering exceptional work, building client relationships, and growing your business. Let Giorgio & Kayo handle the protection. We're your silent partner, ensuring your operations are secure.
Ready to secure your next project with unwavering confidence? Contact Giorgio & Kayo today – let's build your perfect, personalized insurance solution that truly supports your success!